News & Insights

Property investment is a popular choice for many people, and Halifax has become an attractive area to invest in. Here’s why… Halifax is a beautiful town located in the Metropolitan Borough of Calderdale. With its close proximity to major cities such as Leeds and Bradford, it offers easy access to the amenities of city life […]

Lenders change the rates of their mortgage products regularly. However, in the last few months, they have changed drastically due to the Base Rate increases. On 22 June, the Base Rate increased to 5% from 4.5% in March. Rightmove has a useful tool whereby you can access weekly updates on the current mortgage interest rates. Below […]

RICS recently released their May 2023 UK Residential Market Survey & there are some interesting correlations. The first graph on the left (below text) shows the number of new landlord instructions. Since mid-2016, generally speaking, new landlord instructions have been falling. It’s no surprise as since 2015, and the UK government have been making it […]

The UK rental market is still currently experiencing an unprecedented level of growth, with the average asking rent increasing for the 15th consecutive month! Rental demand continues to outstrip supply, resulting in rental prices increases. As we come towards the end of the year, which is a busy time for the rental market due to students […]

Investing in property is a great way to build wealth, but as with any investment, potential risks are involved. Many factors can affect property investment profitability & one way to assess this is through looking at yields. There are two yields to look at – Gross & Net Yields. In this blog post, we will […]

Navigating the intricacies of property investment can indeed be a daunting task, particularly given the ever-evolving legislative landscape. But fear not! We are here to simplify the process for you, ensuring it becomes more accessible and less intimidating. Before investing in property, it’s essential to ask yourself these three key questions before proceeding… What Is […]

Are you a property investor looking for the next great location to invest in? Look no further than Swindon. Although often overlooked, the UK town of Swindon has many opportunities for investors, from its thriving property market and potential returns to its transport links and exciting regeneration projects. This blog will provide insight into what […]

Every month Rightmove releases data on house prices; here are the most recent figures from May… ✔ The average price of property coming to the market jumps by 1.8% (+£6,647) this month ✔ Reaching new average house price records of £372,894 ✔ This 1.8% monthly increase is the biggest of the year so far and […]

When thinking about investing in property, it can be overwhelming knowing which city to invest in as there are many great ones in the UK. Looking at key area statistics as well as future regeneration plans is pivotal in making an informed investing decision. A firm favourite of ours at ERE Property & one we […]

Investing in new builds / off-plan property is one strategy of property investing. Investing in a new build could be deemed as less hassle, so if you are wanting to be a hand-off investor it may be the option for you. Some benefits to investing in a new build include… Higher EPC Rating With government […]

You should now know, from our financial mini-series the real cost to buying an investment property & how to finance your first property investment. The finale of this series is the real cost to managing a property investment. It’s important to know the costs as these are all factors that will affect your bottom line: […]

No fluff, just facts. Take a look at these impressive statistics about Manchester. Manchester Property Price’s (Sales & Rental) 14.7% increase in house prices in 2022 (HM Land Registry) 19.3% predicted increase in house prices across the 2023-27 period (JLL’s Residential Forecast) 22% growth in achieved rents for new developments in the city centre in […]

Buying property can seem an unachievable goal for many. Often a large amount of capital is required to get going & unless you’ve had an inheritance pay out or generous individuals lending you the money, how would you ever have that much money? Ultimately, it’s down to you to get creative with making money, budgeting […]

Liverpool, a city known for its rich culture, history and architecture, has become an attractive destination for property investment in recent years. With a growing population, an abundance of job opportunities and significant infrastructure developments, Liverpool offers a compelling case for property investors. 7 Reasons to invest in Liverpool: 1. Booming Economy  Liverpool has a […]

Investing in property in the UK can be a lucrative way to build wealth, but it’s important to be informed about the real costs involved in purchasing one. Here are some of the costs you can expect when buying an investment property in the UK: To make it easier, we’ve broken it down into the […]

Do you have an investment property ran as a short-let? Then listen up to the new rules coming… New rules to give communities greater control over short-term lets in tourist hot spots, while also strengthening the tourism sector, were unveiled by the Government earlier this month. A consultation published by the Department for Levelling Up, […]

Some people who want to invest in property are holding off due to the increased interest rates. We delved deeper & found some really interesting information that we wanted to share with you. Have a look at this graph from the Bank of England showing the monthly interest rate of UK monetary financial institutions (excl. […]

Investing in UK Property – ERE Case Studies So you’re ready to invest in property & want help from a specialist property investment company, but you don’t know how to choose. As we often preach, thorough due diligence is key! What’s their track record? What investments have they sold? How have the investments performed? The […]

Why you need to take note of the 12 investment zones… The Prime Minister’s objective is to grow the economy and level up across the UK. A devolution package and funding for community projects will help further the governments ambitions to spread opportunities more equally – delivering more jobs, better services and more opportunities for […]

A common question pondered by property investors is whether to buy investments in a company name or as an individual – & even more so now that corporation tax rates have increased following the 2023 spring budget. Setting up in either structure will bring its own benefits and drawbacks & is entirely dependent on what […]

Derby is well established as a highly rewarding property investment location, and it is clear to see why. With strengths in advanced manufacturing and numerous other high-value sectors that are helping to support one of the highest rates of average earnings in Britain. Additionally, Derby is also part of a region that has wide-ranging plans […]

Although the UK rental market has been slowing down post-pandemic the most recent HomeLet Rental Index shows healthy growth for the UK rental market, with continued growth expected in 2023! Rightmove also predicts national average asking rents for newly available properties will rise a further 5% this year unless there is a significant addition of available homes […]

Cambridgeshire, located in the East of England is a beautiful county with plenty to offer, including popular Universities, stunning scenic rivers, and historic buildings. This property hotspot offers investors: – Exciting regeneration projects: Expecting to achieve a GDV of £2.5Billion, Wisbech’s Garden Town project is the Government’s Department of International Trade’s 3rd largest capital investment site […]

Property investors need to understand that the key to a successful property investment is getting the right details in order. Property due diligence provides investors with an extensive overview of both positive and negative information associated with a given asset or deal. This can be extremely helpful when trying to preserve capital while still achieving […]

What is assisted living: Assisted living facilities, also known as extra-care housing, are mainly suited for older adults who wish to live independently but need some care and support to manage day-to-day life. Allowing individuals to retain independence while receiving assistance with daily tasks. [1] Assisted living facilities offer more support than sheltered accommodation. As individuals […]

Derbyshire regularly appears in the top UK rankings for buy-to-let investment. The central location has helped boost the region’s popularity amongst larger employers; particularly manufacturers and logistic companies that can make use of convenient transport links. The investment case for Derby is clear: 30% increase in GVA since 2009 5 neighbouring international airports 45 million […]

Birmingham is the UK’s second-largest city, making it the perfect destination for buy-to-let property investment! Why Investors Choose To Invest In Birmingham Birmingham is located at the heart of the UK, providing motorway links to many major cities across the UK. This includes London, Manchester, Liverpool, Leeds, and Cardiff, which can be easily reached within […]

We are almost a month into the year, and so far, the UK property market is looking promising for 2023. This is great news for property investors, especially after the uncertainty projected at the end of 2022. Rightmove’s most recent report (House Price Index Dec 2022) shows that the average asking price for property in […]

What will the UK property market look like for BTL investors in 2023: House prices, rental demand, and mortgage rates. Forecasts for the property market in 2023 are looking positive. If you are thinking of investing in property this year then this blog will inform you of some key facts you should know about the […]

What is a buy-to-let mortgage? Buy-to-let mortgages are specifically for those who are purchasing a property as an investment, with the intention to rent out the property. Therefore, the owner cannot reside in the home under any circumstances. This article will help you establish the difference between a fixed-rate mortgage and a variable-rate mortgage. It […]

Leeds is a thriving business hub and the leading UK financial services centre outside of London. The city boasts a booming economy, impressive growth plans, a highly educated and skilled workforce, a large talent pool of tech graduates, a vibrant, high quality of living and a rich cultural heritage. New IT Consultancy Office Is Set […]

Leeds has the country’s fourth highest student population, and with tenant demand reaching new levels, making Leeds is a popular area for property investment. Leeds offers a distinguished history, with structures dating back to the Victorian Period such as Leeds Kirkgate Market, which was once recognised as the largest indoor market in Europe in 1857! […]

When first looking at investing in property, it can be very confusing and stressful. There is an abundance of questions first-time investors ask to get a better understanding of property investment and where to start. We have collated a list of the top 5 things to ask when investing in property for the first time […]

Before we dive into the benefits of a holiday let, it would be helpful to define what one is: a holiday let is a property that is rented out by holidaymakers for short periods at a time, from as little as one night, right up to a few weeks. Following the pandemic, the staycation market […]

Preston Railway Station is Lancashire’s main rail hub, with multiple lines providing direct connections throughout the county, with routes from Blackpool to Colne and Carnforth to Chorley, as well as to major cities such as London, Manchester, Edinburgh, Glasgow, and the Midlands. It will also serve as a major hub for HS2 services, which will […]

There is no denying that the cost of living has increased significantly in the last few weeks, and this has brought on a fear of inflation. These fears are not irrational, but inflation is not necessarily as scary as some may think. There are a number of things you can do to protect your money […]

Greater Manchester has received £13 million from the government’s Active Travel Fund to continue delivering the UK’s largest cycling and walking network. This investment will make it easier, safer, and more attractive for people to walk, cycle or wheel for everyday trips around the city. The UK government has committed an additional £13 million to Greater Manchester […]

Following Derbyshire’s receipt of £70 million from the flagship Levelling Up Fund, Derby has been hailed as a shining example of the Government’s levelling up agenda by the Chancellor of the Duchy of Lancaster, Steve Barclay, who visited the city last week to see how regeneration plans are taking place. The Minister met with local […]

Buying a property can be a long and complex process and there is a lot to do before you can move into your new home. We have broken down the process, typically following the below steps will help you in securing your new home. This can vary if you are buying an off-plan investment: Find out […]

Property investors in Manchester can expect to see a surge in demand for investment properties due to HS2 encouraging regeneration around Piccadilly Station. The UK’s high-speed rail network (HS2) has acquired a second major site in the centre of Manchester – Square One of Travis Street, near Manchester’s Piccadilly train station. The city is already experiencing an […]

Derby is home to a number of major employers, but one it is renowned for is Rolls-Royce. The company will be setting up a new nuclear engineering academy in Derby and has announced it is looking for 200 people for its first intake of apprentices. The new Rolls-Royce academy will offer hundreds of budding engineers access […]

As a landlord, before renting your property you must ensure your proposed tenant or lodger has the legal right to rent property in the United Kingdom. If this is not done, you can receive a penalty of up to £3,000 per tenant! This scheme was introduced Under section 22 of the Immigration Act of 2014 […]

If you are looking to buy a property right now, or have just sold your home, then you are probably aware of how fast the spring housing market is moving. Homes are being snapped up by buyers faster than ever, and twice as quickly as they were in 2019 – the last “normal” year for […]

Paddington Village Paddington Village is a £1 billion flagship expansion site sitting at the eastern gateway to the City Centre and is part of the local authority’s vision to cement the city region as an international destination of significance for the life-science, healthcare, and technology industries. The 1.8 million square foot site is being built in […]

Based on 10 big ideas, Ten Streets will be spread across 125 acres and will see the creation and support of 2,500 jobs. 1. An engine for growth Developing a new cultural enterprise industrial centre with the potential to produce up to 2,500 jobs and increase Liverpool’s business rate revenue. This project, like the Commercial […]

House prices have risen by +8.1% in the year to February, taking the average value to £245,200, a +4.1% increase from February last year (4.2%). This rise in prices comes after a very busy start to the year – while buyer demand has eased slightly compared to January, it remains unseasonably high, with demand for […]

There are a few fundamentals to consider when searching for a property investment. These are what make a city great for property investment: 1. Connectivity 2. Regeneration 3. Workforce 4. Consistent Economic Growth In the Good Growth for Cities Index by Demos-PwC, Preston was named the best city to live and work in the north-west […]

February has proven itself to be a strong month for the property market, with new seller asking prices hitting a record high of £348,804. This is a rise of 2.3% (+£7,785). It is a common trend for February to see a rise in asking prices from January, however this is the biggest monthly jump in […]

If you were looking for a sign to invest in property, this could be it! With a significant drop in supply for rental properties and an ever-increasing tenant demand, rental prices are expected to keep growing. This is great news for property investors who are looking for strong yields. A recent study by Capital Economics, […]

There are a few fundamentals to consider when searching for a property investment. These are what make a city great for property investment: Connectivity Regeneration Workforce Demand Investing in Liverpool helps experienced investors diversify their portfolio by buying property in an emerging market. The city also provides opportunities for new investors and homebuyers with less […]

Following the turbulence of the last two years, UK investment remains an obvious option as we enter 2022. There has never been a better opportunity to invest in property in the UK. Low interest rates and the growing potential of main regional areas have produced a market where a variety of areas are deserving of […]

The masterplan for the future of West Bromwich town centre has been approved by Sandwell Council on 9th February. The scheme is forecast to act as a catalyst for ongoing and new regeneration schemes in the town. A total of 1,460 new jobs and 1,359 new homes are expected to be created. The project will […]

According to Zoopla’s UK Rental Market Report, rents are rising at the fastest pace since 2008 with demand outstripping supply. Zoopla reported that private sector rents in September were 4.6% higher than those in 2020 at £968pcm. This growth marks the strongest growth in 13 years. In the UK, excluding London, rents rose by 6% […]

The Autumn 2021 Budget was delivered last week and improving the country’s property market was on the Chancellor’s agenda, and it appears to be good news for the property market. The government has been striving to create more homes in the UK for years. Following on from the Budget announcement on the 27th of October, […]

The UK property market has proven to be resilient hitting record highs, with the number of sales set to exceed 2007 (1.5 million) and over £473 billion of new sales agreed – £95 billion higher than 2020. Zoopla also reports further room for above average price growth in the most affordable housing markets where the […]

Now is a great time to invest in property with mortgage rates recently reaching a historic low following the launch of a new 0.79% loan, the lowest ever recorded in Britain. A rate war erupted in the mortgage market in recent months with banks repeatedly undercutting each other on price. At one point, there were 140 loans […]

Now is the best time for buy to let property investment in Birmingham. The numerous regeneration schemes in Birmingham will boost the region’s economy significantly, encourage more major employers to relocate to the city, bringing with them a range of employment opportunities, drawing young professionals and graduates to the city. Consequently, increasing tenant demand and […]

2021 has been a strong year for the UK property market and Nationwide’s house price index reflects how resilient the market has been. With positive figures for regions across the UK, now is a great time to consider a UK property investment. House price growth in the UK slowed sharply to 0.1% month-on-month in September, […]

British house prices rose by the most in almost 15 years in September ahead of the end of a tax break for house-buyers and they were expected to continue their climb to new record high levels according to Halifax. Prices rose by 1.7% from August, the biggest month-on-month increase since February 2007. Halifax added that […]

Zoopla released their UK House Price Index today & the 3 key takeaways this month are: 1. No sign of a cliff-edge in demand after the ending of the tapered stamp duty holiday in England & NI 2. Demand remains higher than typical for this time of year, amid lower levels of supply 3. Imbalance […]

Are stamp duty and land tax costs higher for a limited company purchase? When an investment property is purchased with the purpose of letting out the property to third party tenants, the stamp duty and land tax costs normally remain equal to that of personal ownership for both UK and overseas investors. This is also […]

The government announces plans to make flexible working the default unless employers have a good reason not to in the 2019 Conservative Manifesto. It would mean that around 2.2 million more British workers will get more choice over when and where they work, under new proposals to make the right to request flexible working a […]

‘Top cities’ for property investment can be measured by many things – rental income, capital growth, schools, crime rates & much more. For the purposes of this article, the top cities are measured by the capital growth % cities have seen in the last year. According to Zoopla’s most recent house price index report, Liverpool […]

‘Time Out’ quizzed 27,000 city-dwellers to rank the best cities in the world right now. The Index asked people not just about food and culture, as Time Out always do, but also community projects, green space and sustainability. They were after the cities that were not only thinking about the now, but also the future. […]

Channel 4 has officially opened its brand new Leeds headquarters with hundreds of jobs moving north. The national broadcaster first announced it would be opening a new HQ in Leeds in 2019 at the Majestic. The Majestic is a Grade II listed Leeds building that dates back to the 1920s. Once a cinema it has […]

Pets are a large part of the UK culture. According to the Pet Food Manufacturers’ Association (PFMA), there are now 34 million pets in the UK across 17 million homes. With a total of 29 million homes in the UK, this is almost 59% of the country owning a pet. Cats & dogs were the […]

September marks the last month of Stamp Duty Land Tax (SDLT) savings. In July 2020 the Chancellor of the Exchequer, Rishi Sunak, announced that the government would temporarily increase the lower limit from where stamp duty on property purchases would be paid, to £500,000. This measure was taken to boost the housing market, which had […]

Since the change to Permitted Development Rights in 2013 there has been an increase in commercial conversions from office space to residential properties. The pandemic has only accelerated this trend with businesses forced to re-think how they can work remotely, many companies have decided to downsize office space & some even adopted a completely remote […]

The key headline of this months’ house price index from Rightmove reads: ‘Mass-market prices hit new record as upper end cools’ The data this month shows that there’s a real mix in prices between first-time buyer & second stepper properties vs the upper-end four-bedroom-plus properties. First time buyer properties are up by £1,328 (+0.6%) in the […]

The Royal Institution of Chartered Surveyors members think house prices will continue to rise over the next year. So now is the perfect time to invest in a buy to let property. A positive article posted by the BBC predicts that house prices will continue to increase as the supply shrinks, a message at ERE […]

Key Headlines: • House price growth hits ten year high in some regions • Buyer demand remains elevated • Rental growth rises again Property is an hot talking point currently & rightly so with the data & demand we have seen. Lockdown has propelled buyers demand & it’s an extremely hot, fast paced market. The […]

The city of Manchester is experiencing a period of growth and its property market is buoyant. Much is going on in the Northern city and a report has just revealed that Manchester homes have seen the highest price increase over 20 years of any UK city. Land Registry statistics show that over 20 years Manchester […]

The word financial freedom is a hot topic in property investing because property is an investment class that can certainly get you on track for attaining this freedom. What is defined as financial freedom? Financial freedom isn’t a ‘one size fits all’ but generally speaking it means not having to exchange time for money and […]

There are signs of buyer demand in city centre’s and for smaller properties bouncing back, according to analysis of over 1.6 million properties from the UK’s biggest property website Rightmove. Over the past year bigger family homes were the strongest performers in the market, but this has now shifted to flats, which saw the biggest […]

There are signs of buyer demand in city centre’s and for smaller properties bouncing back, according to analysis of over 1.6 million properties from the UK’s biggest property website Rightmove. Over the past year bigger family homes were the strongest performers in the market, but this has now shifted to flats, which saw the biggest […]

Many buy-to-let (BTL) investors choose mortgages as a way to invest in property. Of course, if you want to pay cash that’s an option if you can afford it. However, if you want to leverage your money effectively and buy more properties with the same amount of money, mortgages are the way to do it. […]

The May 2021 Rightmove House Price Index shows no slowing down for the property market. New records continue to be set as the average price of property coming to market this month jumps by 1.8% (+£5,767), to a third of a million pounds (£333,564). While London prices have stood still (+0.2%) since the first lockdown, […]

Sometimes the hardest part about property investing is feeling like you don’t know where to start. There are a lots of decisions to make with property investing such as the location to invest, your target tenant, the minimum yield you’d accept and if you’re investing mainly for capital growth or yield. Below we will break […]

Leeds is a thriving city with an economy worth over £62.5 billion per annum and a booming population, meaning that the city is a great place to invest in buy-to-let property. Not only is Leeds the city where the world’s first steam locomotive was made, which gave the world Cluedo, where the second Ryder Cup […]

People invest in property for two reasons – capital growth and rental income. We’ve recently written a few articles on capital growth so we wanted to give both sides of the story and look at rental performance in regions in the past year also. All figures have been taken from the HomeLet Rental Index April […]

With the ever-growing number of laws governing the private rented sector, becoming a landlord for the first time can be somewhat daunting. Here are a few top tips to make sure you understand your legal obligations so you can be sure that you don’t fall foul of landlord legislation. We have taken all advice from […]

When you think of the key cities to invest in the UK, Newcastle often doesn’t come to mind straight away, but it really should and here’s why… Famous for its industrial heritage and eponymous brown ale, the city has undergone powerful transformations since it began life as a Roman fort on Hadrian’s Wall in 122AD. […]

“Be on your toes and move quickly”, was the message from Rightmove as they revealed that we are now in the midst of the fastest-selling market since their records began. During March, time on the website surpassed a whopping 2bn minutes in a month for the first time and they have already recorded 20 of […]

The Manchester commuter town of Eccles, which is just eight minutes by train to central Manchester, is a value proposition for any property investor looking for their next buy to let property investment. This up-and-coming town is ideally suited to professional tenants looking for a quick and easy commute into the city and offers strong […]

Last week Savills amended its capital growth forecast and it’s certainly looking good! We’ve broken down the top 5 regions in England forecasted for the highest growth. All regions are predicting growth, even London (although this is the lowest growth predicted of 12.6%). The average UK growth is at 21.1%, with 4 out of the top 5 […]

Substantial growth in both jobs and population is predicted for the Northern city of Newcastle upon Tyne over the next couple of decades, which makes the city one to watch for buy-to-let property investors. Employment in Newcastle is forecast to grow by 14,000 jobs by 2030 (Savills Spotlight 2019), the city’s population projected to be […]

We have been running a free webinar on Property Due Diligence and giving helpful insights – in case you missed it, or want an overview of the content, we have summarised the webinar for you here. Thank you to everyone who attended the free Property Due Diligence webinar over the past week. We really hope […]

The Birmingham property market is booming, with excellent value, strong demand and house price growth making it a top choice for property investors. The number of property transactions and house prices are on the increase and recent data has shown that the Birmingham property market is the most valuable in the UK outside London. This […]

There’s so much to shout about the Northern Capital, Manchester, so we’ve condensed some of the most impressive stats, facts and exciting regeneration plans into easy-to-read fast facts. Manchester Statistics Greater Manchester Region’s expected GVA to raise by 2030 is £23billion. 73 million people currently live in Greater Manchester, making it UK’s fastest growing economy. […]

It is predicted that UK property prices will rise by as much as 4% in 2021 and if you are looking to invest money this year property is a great choice. If you need help deciding which locations are hot for property investment right now, ERE Property has some tips for you. With house prices […]

House prices are forecast to keep on climbing next year in spite of Brexit, the Covid crisis and whether or not the Government extends the stamp duty holiday. Rightmove predicts that 2021 will still see an increase in UK property prices by as much as 4%. This year, despite being in the midst of a […]

A few months ago, Leeds City Council secured more than £18m from the Government’s Getting Building Fund to boost economic growth. This funding is in addition to the £52.6m secured by the West Yorkshire Combined Authority, covering Leeds also. Support for business investment and jobs growth, helping to tackle climate change as well as improving […]

It is predicted that the high-speed rail network HS2 will bring an extra 75,000 visitors a year to Preston and add £3.3m to the city’s economy annually. This is great news for both the city and property investors. Preston is a city really gathering force. In 2018 it was named the best place to live […]